Your Home may be repossessed if you do not keep up repayments on your mortgage
Your circumstances are unique and we can advise you based on your specific needs
Help to Buy
Buying a house through the Help to Buy scheme
The Scottish Help to Buy equity loan is interest free forever. It makes it less risky for lenders to offer a mortgage to a borrower with only a 5% deposit. Which means you should get a much more favorable interest rate, than previously available with a small deposit. A mortgage under the Help to Buy Equity Loan scheme works like any other mortgage.
Your lender will check that you can afford it and that you do not have a history of payment difficulties.